Who is running your life?
If you don’t decide, your routine, your bank balance, your calendar and your fears decide for you. MASTER exists to put you back in command.
Take the test
How many more Mondays will you start from zero?
You promised yourself again. And again you let it go. It is not a lack of time. You no longer trust your own word.If your income stopped tomorrow, how long would you last?
Do you know, or are you afraid to find out? What you do not look at keeps growing in the dark.Who got the best hour of your day today?
Not you. Not your people. Not the thing you say matters most in your life.How many more years will you keep saying “someday”?
That goal has celebrated anniversaries with you. Every year it weighs a little more.If one of them hurt,
you know where to start.
V · The question no one wants to ask
And if they all hurt…
If the answer is no, you don’t need another New Year’s resolution. You don’t need to fix one part.
You need a complete turnaround.
Where it all begins
The economy, the weather, what others think of you: you don’t govern those. But what you repeat, what you do with your money, where your time goes and where you are heading — that is yours. The Stoics called it the only thing truly your own.
We call it MASTER.
“Some things are within our power, while others are not.” — Epictetus, Enchiridion, 1
The five MASTER principles
How it works
Reading about discipline won’t make you disciplined. That is why every pack combines three moves that, repeated, change how you live.
A workbook makes you look honestly: what you want to change, why, and what you are willing to sustain.
An app or an Excel template takes you from idea to record. Without a record, a decision stays an intention.
A review brings you back. And coming back — not starting over — is what separates those who change from those who try.
How it works
Open it and see it working right away. Your own data lives separately in My workspace.
One-time payment. Your email is only used to deliver your files.
Everything is stored in your browser. Nothing is sent to a server.
Export a backup and import it on another device or browser.
The MASTER collection
Five volumes.
One direction.
100% digital collection: PDF workbooks and Excel templates. Images are a visual representation.
The collection
Each pack works on its own and includes its full journey. Start with the area that weighs on you most today.
You are what you repeat. What do you want to start taking care of?
What you ignore rules you. What peace of mind do you want to build?
What you don’t protect gets taken. What truly deserves your attention?
What has no next step doesn’t exist. Where do you want to put your effort?
A divided life goes nowhere. All four packs in full, the master dashboard and two books you won’t find separately: The Stoic Master Plan and The Art of Clear Decisions.
Nobody is coming to fix your life.
That is the bad news.
The good news: you don’t need them to.
Before you decide
No. You can work in the app, which opens in your browser, or in Excel. Both include an example to guide you and a clean version to start with. If you choose Excel, you need a program that can edit XLSX files; Microsoft Excel is not included.
Each area includes its local app, six Excel templates (three colors, each with an example and a clean copy), four PDF workbooks, a getting-started guide and an integration guide. MASTER Your Life brings all four areas together and adds the master dashboard and two exclusive books. The colors are versions of the same tools, not extra products.
No. It is a one-time payment, with no account, no server and no subscription. The email you use to purchase is only used to deliver your files.
In the browser on the device where you use the app. It is not sent to any server. Each browser, device or file copy keeps its own data, so back up regularly and never clear your browser data without backing up first.
Export a backup from the app and import it on the other device or browser. It is a manual process and only takes a moment. CSV reports are for reviewing, not for restoring.
No. They are two independent ways to do the same practice: you choose the one that suits you. Carry your decisions between the workbooks and your chosen tool.
Yes. When you first open it, each app shows an example with fictional data so you can explore every section. Your own entries live separately in My workspace, and View example takes you back without deleting anything.
No. Everything is digital: an HTML app, XLSX and PDF files to download. The book images represent the collection. You can read the workbooks on screen or print the pages you want to work on.
Finances and money-related goals offer 23 currencies, including the US dollar, euro, British pound, Canadian and Australian dollars. The selector changes the unit and format; it does not convert currencies. It is not an app-store app: it opens in your browser, and a computer is the most comfortable place to work.
No. Start with the area that weighs on you most and add the others at your own pace. In MASTER Your Life, The Stoic Master Plan helps you choose a shared priority, and the master dashboard shows all four areas on one screen.
It is the opening price of the MASTER collection, for a limited time. When the launch ends, each product moves to its regular price: Habits $44.97, Finances $54.97, Time $44.97, Goals $49.97 and MASTER Your Life $149.97. If you buy now, you pay the launch price once.
Refund terms are shown at the Hotmart checkout before you buy. Your purchase is processed entirely by Hotmart.
MASTER is a separate collection. MASTER Your Life includes Habits, Finances, Time, Goals, the master dashboard and its two exclusive books. The Stoic Code is sold separately and is not included in the $119.97 price.
MASTER
Principle I · Habits
Not what you promise on Monday. What you do on Thursday, tired, when no one is watching.
Repeat.You have started many times.
Starting was never the problem.
Coming back was. The day after the bad day. The week everything went wrong. That is where habits are decided — and where most people quit.
Why your habits fall apart
Five resolutions on Monday. None by Friday. Enthusiasm cannot cover that many fronts.
Motivation shows up when it wants and leaves without warning. A habit that depends on it dies with it.
You miss a day and feel you have lost everything. The habit did not break — the way you look at it did.
Where it hits
What you repeat seeps into everything else.
Movement, sleep, mindful eating. What you do every day shows up before any promise.
Reading, studying, silence. Clarity can be trained too.
Being there for the people who matter does not happen by chance. It is practiced.
One hour of focus a day is worth more than a burst of effort on the weekend.
“Every habit and faculty is maintained and increased by the corresponding actions.”
The Stoics did not see character as a gift but as a craft: built by repetition, lost by abandonment. Every time you come back — even in your smallest version — you show your life who is in charge.
MASTER Your Habits
Four workbooks, each linked to a section of your app and your Excel template. A journey that starts with understanding and ends in practice.
You stop trying to change everything and choose one action that truly matters to you.
In your app · My compassYou decide what you will do, when — and the minimum version for hard days.
In your app · My planYou prepare your environment so the habit does not depend on how you feel.
In your app · RoutinesA bad week becomes information: you adjust and come back.
In your app · ReviewInside
No blank page: when you open it, the app already shows you a working example. When you are ready, switch to My workspace and start with your own data.
What you will have in your hands
Prefer Excel? The same practice comes in six files: Black & Gold, Rose Quartz and Olive & Ivory, each with an example and a clean copy. The app and Excel are independent: you choose one.
How it works
Open it and see it working right away. Your own data lives separately in My workspace.
One-time payment. Your email is only used to deliver your files.
Everything is stored in your browser. Nothing is sent to a server.
Export a backup and import it on another device or browser.
Imagine
Picture an ordinary Thursday a few months from now. You are tired. You do not feel like it. And you still do your minimum version — because it no longer depends on how you woke up, but on a system you built yourself.
From an intention that fades to a practice you can always return to.
Launch price
Regular price $44.97 USD
If your life is asking for consistency right now, this is your starting point.
Master my habitsHTML app, XLSX and PDF files, instant download.
Want all four areas? MASTER Your Life · $119.97 launch price · save $34.91 →When you can sustain what you repeat,
the next question appears: what do you do with what you have?
The complete decision
Separately $154.88. Together $119.97.
Before you decide
Each area includes its local app, six Excel templates (three colors, each with an example and a clean copy), four PDF workbooks, a getting-started guide and an integration guide. MASTER Your Life brings all four areas together and adds the master dashboard and two exclusive books. The colors are versions of the same tools, not extra products.
Yes. When you first open it, each app shows an example with fictional data so you can explore every section. Your own entries live separately in My workspace, and View example takes you back without deleting anything.
In the browser on the device where you use the app. It is not sent to any server. Each browser, device or file copy keeps its own data, so back up regularly and never clear your browser data without backing up first.
No. They are two independent ways to do the same practice: you choose the one that suits you. Carry your decisions between the workbooks and your chosen tool.
Principle II · Finances
The money you do not organize decides for you: your nights, your conversations and every “I can’t afford that right now.”
Organize.It is not about how much you earn.
It is about how much you know about your money.
Some people earn well and live in worry. Others earn less and sleep soundly. The difference is rarely the number. It is clarity.
Why money slips through your fingers
Checking your accounts is uncomfortable. Not checking costs you anyway: in anxiety at the end of the month.
Accounts, payments, debts and loose expenses. Every number without a home takes up space in your mind.
A debt without a clear shape is not faced — it is feared. And what you fear, you postpone.
Where it hits
It is the physical form of your decisions.
Knowing what you have and what you owe changes how you sleep.
Many arguments at home start with a bill nobody wanted to look at.
Having room to breathe means being able to say no.
A reserve with a purpose gives you room to respond to the unexpected.
“It is not the man who has too little, but the man who craves more, that is poor.”
Seneca was one of the richest men in Rome, and yet he wrote that wealth is not about how much you have, but how much you need. Organizing your money is not about becoming stingy. It is about deciding, with your eyes open, what deserves your resources.
MASTER Your Finances
Four workbooks, each linked to a section of your app and your Excel template. A journey that starts with understanding and ends in practice.
You bring what you have into one place. The fog starts to lift.
In your app · Accounts and TransactionsYou see which commitments are already spoken for and how much room is left.
In your app · Budget and PaymentsSaving stops being a sacrifice: it is buying yourself time and options.
In your app · SavingsYou give shape to what you fear. And what has a shape can be faced.
In your app · Debts and Repayment projectionInside
No blank page: when you open it, the app already shows you a working example. When you are ready, switch to My workspace and start with your own data.
What you will have in your hands
Prefer Excel? The same practice comes in six files: Black & Gold, Rose Quartz and Olive & Ivory, each with an example and a clean copy. The app and Excel are independent: you choose one.
How it works
Open it and see it working right away. Your own data lives separately in My workspace.
One-time payment. Your email is only used to deliver your files.
Everything is stored in your browser. Nothing is sent to a server.
Export a backup and import it on another device or browser.
MASTER is not financial advice. It helps you organize your information and decide with your own data.
Imagine
Picture opening your overview and knowing, without guessing, what you have, what is committed and how much room is left. No guilt. No surprises. With a decision already made.
From avoiding the numbers to knowing what you have and what you can prepare for.
Launch price
Regular price $54.97 USD
If money is what weighs on you most right now, start here.
Master my financesHTML app, XLSX and PDF files, instant download · Choose from 23 currencies.
Want all four areas? MASTER Your Life · $119.97 launch price · save $34.91 →Organizing your money creates room.
But there is one resource you cannot save, borrow or get back.
The complete decision
Separately $154.88. Together $119.97.
Before you decide
Each area includes its local app, six Excel templates (three colors, each with an example and a clean copy), four PDF workbooks, a getting-started guide and an integration guide. MASTER Your Life brings all four areas together and adds the master dashboard and two exclusive books. The colors are versions of the same tools, not extra products.
Yes. When you first open it, each app shows an example with fictional data so you can explore every section. Your own entries live separately in My workspace, and View example takes you back without deleting anything.
In the browser on the device where you use the app. It is not sent to any server. Each browser, device or file copy keeps its own data, so back up regularly and never clear your browser data without backing up first.
No. They are two independent ways to do the same practice: you choose the one that suits you. Carry your decisions between the workbooks and your chosen tool.
Principle III · Time
Your calendar is full of other people’s priorities. Ask yourself an uncomfortable question: where are yours?
Protect.Being busy
is not the same as moving forward.
You can end the day exhausted and feel you did nothing important. You do not lack discipline. You lack a decision made before the day decides for you.
Why the week runs you over
You fill your calendar as if there were no surprises, no fatigue and no travel time. That imaginary week leaves you with a debt of broken promises.
The urgent shouts. The important waits quietly. And most of the time, the loudest one wins.
And therefore nowhere. An interrupted hour is worth less than twenty minutes of real focus.
Where it hits
What you postpone does not disappear. It waits.
The conversations you leave for when there is time.
The thing that is yours and always gets pushed to the weekend.
Rest is also a decision you schedule.
Your body collects what your calendar does not respect.
“It is not that we have a short time to live, but that we waste a lot of it.”
Seneca wrote it almost two thousand years ago, and it is still uncomfortable: no one will give you back your years, no one will restore you to yourself. Protecting your time is not selfishness. It is respect for the only life you have.
MASTER Your Time
Four workbooks, each linked to a section of your app and your Excel template. A journey that starts with understanding and ends in practice.
You stop planning around an imaginary week and work with the one you actually have.
In your app · Standing commitments and Time budgetEvery open task finds its place before it turns into guilt.
In your app · Tasks and Time blocksYou defend the space where what matters actually happens.
In your app · Focus timeYou choose again before the calendar chooses for you.
In your app · ReviewInside
No blank page: when you open it, the app already shows you a working example. When you are ready, switch to My workspace and start with your own data.
What you will have in your hands
Prefer Excel? The same practice comes in six files: Black & Gold, Rose Quartz and Olive & Ivory, each with an example and a clean copy. The app and Excel are independent: you choose one.
How it works
Open it and see it working right away. Your own data lives separately in My workspace.
One-time payment. Your email is only used to deliver your files.
Everything is stored in your browser. Nothing is sent to a server.
Export a backup and import it on another device or browser.
Imagine
Picture a Monday when you open your week and already know where your best hour is going. What matters has its place before the urgent arrives. And on Friday you finally feel it: this week was yours.
From reacting to everything to making room for what you choose.
Launch price
Regular price $44.97 USD
If your week runs you over before you get to choose, start here.
Master my timeHTML app, XLSX and PDF files, instant download.
Want all four areas? MASTER Your Life · $119.97 launch price · save $34.91 →Once you know how much room you have,
the bigger question appears: what is it for?
The complete decision
Separately $154.88. Together $119.97.
Before you decide
Each area includes its local app, six Excel templates (three colors, each with an example and a clean copy), four PDF workbooks, a getting-started guide and an integration guide. MASTER Your Life brings all four areas together and adds the master dashboard and two exclusive books. The colors are versions of the same tools, not extra products.
Yes. When you first open it, each app shows an example with fictional data so you can explore every section. Your own entries live separately in My workspace, and View example takes you back without deleting anything.
In the browser on the device where you use the app. It is not sent to any server. Each browser, device or file copy keeps its own data, so back up regularly and never clear your browser data without backing up first.
No. They are two independent ways to do the same practice: you choose the one that suits you. Carry your decisions between the workbooks and your chosen tool.
Principle IV · Goals
That goal has been with you for a long time. It is no longer a dream — it is an unfinished conversation with yourself.
Advance.Dreaming is free.
Postponing costs you years.
That goal has been with you so long it is part of the scenery. You name it every New Year. You defend it in every conversation. And it is exactly where it was.
Why your goals keep waiting
If you do not know what the result looks like, you will never know whether you are making progress.
Looking at the summit from below is intimidating. What seems too far away gets abandoned.
Not because it is big, but because you did not see it coming.
Where it hits
Every “someday” has a cost.
Without a course, every distraction looks like a good path.
Every promise that goes nowhere teaches you to doubt yourself.
The years pass anyway, with a goal or without one.
What you build ends up building you.
“If one does not know to which port one is sailing, no wind is favorable.”
For the Stoics, the outcome never fully depends on you. The course does. Choosing the port, charting the route and adjusting the sails when the wind shifts: that is what you can govern. The rest is weather.
MASTER Your Goals
Four workbooks, each linked to a section of your app and your Excel template. A journey that starts with understanding and ends in practice.
You define the place this goal holds in your life and why it deserves your effort.
In your app · My compass and GoalsThe distance becomes milestones and actions you can start today.
In your app · Projects, Milestones and ActionsYou stop confusing being busy with making progress.
In your app · MeasurementsYou prepare your response before fatigue decides for you.
In your app · Obstacles and ReviewInside
No blank page: when you open it, the app already shows you a working example. When you are ready, switch to My workspace and start with your own data.
What you will have in your hands
Prefer Excel? The same practice comes in six files: Black & Gold, Rose Quartz and Olive & Ivory, each with an example and a clean copy. The app and Excel are independent: you choose one.
How it works
Open it and see it working right away. Your own data lives separately in My workspace.
One-time payment. Your email is only used to deliver your files.
Everything is stored in your browser. Nothing is sent to a server.
Export a backup and import it on another device or browser.
Imagine
Picture finishing a working period and looking back with evidence: milestones reached, obstacles solved, a path you can review. Not another wish. Progress you can prove.
From something on your mind to a path you can review.
Launch price
Regular price $49.97 USD
If there is something you want to build, this is where you give it a path.
Master my goalsHTML app, XLSX and PDF files, instant download · Choose from 23 currencies.
Want all four areas? MASTER Your Life · $119.97 launch price · save $34.91 →You have seen all four areas.
But your life does not live them separately.
The complete decision
Separately $154.88. Together $119.97.
Before you decide
Each area includes its local app, six Excel templates (three colors, each with an example and a clean copy), four PDF workbooks, a getting-started guide and an integration guide. MASTER Your Life brings all four areas together and adds the master dashboard and two exclusive books. The colors are versions of the same tools, not extra products.
Yes. When you first open it, each app shows an example with fictional data so you can explore every section. Your own entries live separately in My workspace, and View example takes you back without deleting anything.
In the browser on the device where you use the app. It is not sent to any server. Each browser, device or file copy keeps its own data, so back up regularly and never clear your browser data without backing up first.
No. They are two independent ways to do the same practice: you choose the one that suits you. Carry your decisions between the workbooks and your chosen tool.
Principle V · The complete decision
A divided life goes nowhere.
You can fix one area. Or you can take command of your entire life.
Unite.Your habits, your money, your time and your goals
are not four problems. They are one.
That is why fixing a single area rarely works. You organize your finances and your calendar throws them off again. You build a habit and a poorly chosen goal drains it of meaning. Everything is connected — and what is connected is mastered together.
One single goal
Sustains your study practice, even in hard weeks.
Shows what you can invest without neglecting your payments.
Reserves the block that actually fits your week.
Defines the result you want to be able to show.
If one fails, the others carry the weight.
Your control center
Only in MASTER Your Life. You record, review and decide from a single app: each area keeps its own dates and units, and what you change in one module is reflected in the overview.
How it works
Every result keeps its date and unit. No made-up scores.
Open any area, record, and return to the overview.
Choose your finish once and it applies to the whole system.
A single backup saves all four areas.
All four packs, complete
Each pack arrives complete: its app, six Excel templates in three colors, four workbooks and its guide.
Repeat.HabitsYou are what you repeat.IncludedOrganize.FinancesWhat you ignore rules you.IncludedProtect.TimeWhat you don’t protect gets taken.IncludedAdvance.GoalsWhat has no next step doesn’t exist.Included
Principle V
When everything points
to the same place.
And there are two books
you won’t find in any single pack.
The map.
Four tools are useless if each one pulls in a different direction. This book is the map that aligns them: you describe the life you actually have and choose a clear priority, a boundary and a practical action. Then 30 days of practice guide you, with a 90-day view.
“What needs your deliberate attention in this season of life?”
The judgment.
Sooner or later, two important things will compete for you: further education and your savings, a project and your personal life. Through five cases with real trade-offs, you learn to pause, compare alternatives and decide in five steps by your own judgment.
“Numbers reveal possibilities and limits.”
“Do not act as if you were going to live ten thousand years. While you live, while it is in your power, be good.”
The most powerful man of his time wrote these words to himself, in the middle of a war. Not to rule an empire, but to rule himself. That is the conquest MASTER Your Life puts in your hands.
Imagine
Picture the day all four areas point in the same direction. Your habits support your goal. Your money makes it possible. Your time protects it. You are no longer putting out fires: you are building.
What exactly you get
Master dashboard · 16 workbooks · 3 colors with example and clean copies · 5 getting-started and integration guides. One-time payment, no subscription. The Stoic Code is sold separately.
You gain the version of yourself you have been postponing for years.
And that one is not built in parts.
“How long will you put off thinking yourself worthy of the best things?”
Epictetus · Enchiridion, 51
Some decisions are made halfway. And there is one that splits your life into a before and an after.
The day you stop fixing your life in pieces.
Launch price
Regular price $149.97 USD
You won’t be who you were before making this decision.
That is why so few make it.
Before you decide
No. You can work in the app, which opens in your browser, or in Excel. Both include an example to guide you and a clean version to start with. If you choose Excel, you need a program that can edit XLSX files; Microsoft Excel is not included.
Each area includes its local app, six Excel templates (three colors, each with an example and a clean copy), four PDF workbooks, a getting-started guide and an integration guide. MASTER Your Life brings all four areas together and adds the master dashboard and two exclusive books. The colors are versions of the same tools, not extra products.
No. It is a one-time payment, with no account, no server and no subscription. The email you use to purchase is only used to deliver your files.
In the browser on the device where you use the app. It is not sent to any server. Each browser, device or file copy keeps its own data, so back up regularly and never clear your browser data without backing up first.
Export a backup from the app and import it on the other device or browser. It is a manual process and only takes a moment. CSV reports are for reviewing, not for restoring.
No. They are two independent ways to do the same practice: you choose the one that suits you. Carry your decisions between the workbooks and your chosen tool.
Yes. When you first open it, each app shows an example with fictional data so you can explore every section. Your own entries live separately in My workspace, and View example takes you back without deleting anything.
No. Everything is digital: an HTML app, XLSX and PDF files to download. The book images represent the collection. You can read the workbooks on screen or print the pages you want to work on.
Finances and money-related goals offer 23 currencies, including the US dollar, euro, British pound, Canadian and Australian dollars. The selector changes the unit and format; it does not convert currencies. It is not an app-store app: it opens in your browser, and a computer is the most comfortable place to work.
No. Start with the area that weighs on you most and add the others at your own pace. In MASTER Your Life, The Stoic Master Plan helps you choose a shared priority, and the master dashboard shows all four areas on one screen.
It is the opening price of the MASTER collection, for a limited time. When the launch ends, each product moves to its regular price: Habits $44.97, Finances $54.97, Time $44.97, Goals $49.97 and MASTER Your Life $149.97. If you buy now, you pay the launch price once.
Refund terms are shown at the Hotmart checkout before you buy. Your purchase is processed entirely by Hotmart.
MASTER is a separate collection. MASTER Your Life includes Habits, Finances, Time, Goals, the master dashboard and its two exclusive books. The Stoic Code is sold separately and is not included in the $119.97 price.
Principle V
Nobody feels ready. The Stoics did not wait for the perfect moment: they acted in the one they had. This is yours.